Insurance Calculator

Car Insurance Premium Calculator

Estimate annual premiums based on IDRA-regulated motor tariff, engine capacity, coverage type, and common add-ons.

Important: These are estimated premiums only. Actual rates are governed by Bangladesh Motor Tariff as regulated by IDRA (Insurance Development and Regulatory Authority) and may vary by insurance company, vehicle make/model, claim history, and geographic location.

Coverage Inputs

Enter your vehicle and coverage details

Insured Declared Value (BDT)

Engine Capacity (cc)

Vehicle Year

Coverage Type

No-Claim Discount

Primary Driver Age

Optional Add-ons

Excess WaiverCovers excess in claims+BDT 80

WindscreenGlass protection+BDT 50

Flood CoverSpecial perils coverage+BDT 150

Premium Breakdown

Updates as you change inputs

Own DamageBDT 6,188

Third-PartyBDT 150

Add-onsBDT 230

SubtotalBDT 6,568

VAT (15%)BDT 985

Stamp DutyBDT 50

Annual Premium

BDT 7,603

Monthly

BDT 634

Estimate only. Includes 15% VAT + BDT 50 stamp duty as per Bangladesh regulations.

What this calculates

• Engine CC to third-party premiums
• VAT (15%) and stamp duty
• IDRA-regulated age loadings
• Optional add-on costs

What may differ

• Vehicle make and claim history
• Geographical risk factors
• Additional named drivers

How to use

• Compare with insurer quotes
• Understand add-on costs
• Plan your policy renewal

Need help? Contact our team